House Affordability Calculator

Estimate how much house you can afford from income and debts.

Gross monthly income ($)

Monthly debts ($)

Down payment ($)

Mortgage rate (%)

Term (years)

Max DTI % (%)

Frequently asked questions

What does the House Affordability Calculator do?

Estimate how much house you can afford from income and debts. Enter your values and get an instant estimate in your browser — free, with no signup.

Is the House Affordability Calculator free to use?

Yes. OpenCalcy calculators are free to use, work on mobile, and keep favorites privately in your browser.